Confuse between HDFC Infinia and Standard Chartered Ultimate credit card? No need to worry, in this article we have covered the comparison between these two credit cards. Before you choose a card and apply for it, you must analyze your needs and spending habits first in order to get the right credit card. Without any further ado, keep reading to kick start your research.
HDFC Bank Infinia Credit Card
This credit card is a super-premium credit card. You can only get the HDFC Bank Infinia credit card through an invite. This credit card is one of the highly rewarding credit cards as it offers you unlimited complimentary lounge access with shopping benefits and other benefits as well. Here are the key highlights of this credit card.
Joining Fee: Rs. 12,500 plus applicable taxes
Renewal Fee: Rs. 12,500 plus applicable taxes
Spend-Based Waiver: The renewal fee will be waived off on spending Rs. 8 lakhs in the previous year.
Features and Benefits:
- As a welcome benefit, the credit cardholder gets 10,000 bonus reward points and a complimentary membership to Club Marriott for the first year.
- Earn 5 reward points on every Rs. 150 spent using this credit card.
- Enjoy unlimited complimentary domestic and international lounge access every year.
- Enjoy unlimited complimentary golf games.
- Enjoy exclusive dining benefits with this credit card.
- Get a comprehensive insurance cover with this credit card.
- Enjoy a low foreign currency markup fee of 2% and a low-interest rate of 1.99% per month.
- Get a 1% fuel surcharge waiver on fuel transactions between Rs. 400 - Rs. 1 lakh.
Standard Chartered Ultimate Credit Card
Standard Chartered has listed this credit card as their super-premium credit card. The Standard Chartered Ultimate Credit Card offers you shopping and travel benefits along with other benefits. You can vouch for this credit card by simply applying for it either through online mode or by visiting the nearest branch. You do not require an invite to get this credit card. Hereunder are the key features and benefits of this credit card.
Joining Fee: Rs. 5,000
Renewal Fee: Rs. 5,000
Spend-Based Waiver: N/A
Features and Benefits:
- As a welcome benefit, the credit cardholder gets 6,000 bonus reward points.
- Earn 5 reward points on every Rs. 150 spent using this credit card.
- Enjoy 16 complimentary domestic and 1complimentary international lounge access per year.
- Enjoy 1 complimentary golf game per month and 1 complimentary golf coaching session every month.
- Get a comprehensive insurance cover with this credit card.
- Enjoy a low foreign currency markup fee of 2%.
- There is no fuel surcharge waiver with this credit card, 1% fuel surcharge is applicable.
Bottom Line:
To summarise, as we can see above the Standard Chartered Ultimate Credit Card stands out in terms of the fee structure. While HDFC Bank Infinia credit card has more features and benefits. Choose the card that compliments your requirements so that you can easily make the most of it. If you have any queries do drop them down in the comment section so that we can address them as soon as possible.
Additional Reading: Top 5 Reasons Why You should get Axis bank credit card
